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Minimum Credit card payment

Why Making Only the Minimum Payment on Your Credit Card is a Dangerous Idea?

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Making only the minimum payment on your credit card every month is a good idea to avoid missed payments and paying late fees. Still, it is one of the biggest traps for anyone who wants to keep their credit score high and avoid extra charges on the credit card. If you’re reading this article, there …

Why Making Only the Minimum Payment on Your Credit Card is a Dangerous Idea? Read More »

Credit card for beginners

Credit card for beginners: All you need to know before you apply for your first Credit Card.

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Credit cards are a type of loan, and like all loans, they have an interest rate. This interest rate is the price you pay for borrowing money, expressed as an annual percentage rate (APR). When you use a credit card to purchase, you essentially borrow money from the credit card issuer.  Credit card Explained! A …

Credit card for beginners: All you need to know before you apply for your first Credit Card. Read More »