The Dignity Act 2023 seeks to enhance U.S. competitiveness by creating new pathways for skilled workers. It proposes the creation of a new uncapped temporary worker visa program, the Certified Agricultural Worker (CAW) status, for long-serving unauthorized farm workers.
Discover how to prepare your finances for an inevitable recession. Learn the crucial money moves that can protect you during economic downturns.
Muln StockTwits is an essential tool for navigating Mullen Automative stock in the US Stock Market. This powerful platform offers a wealth of information on MULN (Mullen Automotive Inc.), allowing investors to stay up-to-date with the latest news, trends, and analysis. What is StockTwits? StockTwits, the Social media platform for traders and investors, was founded …
How to Use StockTwits to Track Mullen Automotive Stock Read More »
A stock market is where fortunes are made and lost daily. It is a place of high emotions, where investors are constantly on edge, trying to make the right moves at the right time. It repeatedly proved that staying invested in the stock market longer is one of the best ways to generate wealth. But …
Largest Lithium Reserves: Explore the top countries in 2022, fueling our sustainable future with their vast lithium wealth.
Held-to-maturity securities are debt security held by an investor until maturity. HTM securities provide investors with a stable source of income and may be a good option for those looking for a more conservative investment. These fixed-income securities have unique features and benefits, making them an attractive investment option for many investors. This comprehensive blog …
Held-to-Maturity Securities: All you need to know Read More »
Silicon Valley Bank collapse is the second-largest failure in American history, followed by the Lehman Brothers financial crisis in 2008.
The lithium market is poised for a massive growth surge by 2030. Learn about trends, forecasts, and challenges impacting the lithium industry
Credit card fraud, also known as financial device fraud, is a growing concern in today’s digital age and is considered a serious crime that can have severe consequences for both the victim and the perpetrator. The severity of credit card fraud cases can range from misdemeanours to felonies. In the United States, credit card fraud …
The mounting Russia-Ukraine war has become a cause for concern for many countries, including the U.S. The U.S. economy is already under tremendous pressure due to the effects of the pandemic, so the potential of a recession in 2023 due to the war has become a disappointing likelihood. Furthermore, the global economy is shrinking due …
Cash-out refinance replaces your existing loan with a bigger loan amount and allows converting home equity into cash, potentially reducing your current mortgage interest rate and monthly payments. Additionally, you can use the cash for home renovations, tuition fees, or debt consolidation. With a cash-out refinance, you can access the funds you need when you …
What is a cash-out refinance? Basics you need to know. Read More »
Home Refinance costs money, and you need to know how to lower the costs before you plan for it.
A home appraisal is an opinion-based valuation process conducted by a qualified appraiser. Many factors can hurt a home appraisal and affect the appraisal value. The appraiser derives an approximate home value before buying, selling your older home or refinancing. They prepare an appraisal report based on the size of the house, condition, floor plan …
5 Surprising Factors that affect a Home Appraisal Value. Read More »
The price-to-earnings (PE) ratio is One of the most commonly used financial ratios in the stock market. Every investor considers the p/e ratio to assess a stock’s share price before investing/trading.
ETFs for Utilities: The S&P 500 Utilities Index has gained more than 30% over the last year, but with this growth comes increased risk as the sector’s volatility increased to almost 28% from January 2022. This makes it even more important to find the right ETFs for utilities to add to your portfolio without unduly …
The Best ETFs for Utilities: Finding the Right Fit for Your Portfolio Read More »
The expense ratio for ETFs can vary from .02% to 2%, which can significantly impact your investment return. Anything greater than 1% is considered high.
Home refinance is an excellent way to take advantage of low-interest rates, unlock the equity you’ve built up in your home and potentially qualify for more favorable loan terms. Refinancing your mortgage can save money and give you more control over your home equity.
What’s the wash-sale rule? Many investors are confused by the wash-sale rule and how it works. For those unfamiliar with the IRS wash-sale rule, also known as IRC Section 1091, it’s a tax law that says you can’t deduct any losses from investment activities on your taxes if you buy back any of those same …
Recession-proof businesses with the right plans are crucial during an economic downturn. Recessions are notoriously difficult times for businesses. People have less money to spend, demand for goods and services plummets, and companies that aren’t prepared go out of business. However, the recession offers an excellent opportunity for savvy entrepreneurs and small business owners to …
Best recession-proof businesses to survive in bad economic times Read More »
When the economy is in a downturn and volatile stock markets, it is not easy for small investors to know where to put their money. Are you looking for recession-proof stocks? Where should you put your hard-earned money? Should you invest in value stocks, growth stocks or dividend-paying stocks? These terms may seem a little …
There are no recession-proof stocks. However, there are stocks which tend to perform during recessions. Let’s look at how we can find stocks that thrive in a recession. The most difficult time investing in stocks is when markets are falling and everyone worries about a recession. But the market never fails to give us opportunities, …
How to find Recession-proof Stocks? | Three Sectors that perform better in a recession. Read More »
Higher Inflation and the ever-rising cost of living are the top financial problems Americans have faced throughout the year. The inflation rate skyrocketed to a 40-year high in the second quarter of 2022, causing goods and services to be more expensive for low-income households. Inflation and Cost of living are the biggest financial problems of …
The Top Two Money Problems for Americans right now. Read More »
Lithium stocks are on fire on wall street. Last week, we witnessed a massive jump in lithium stock prices with a double-digit increase. Multiple industry sources are confident that demand for lithium carbonate and lithium hydroxide will rise over time. Livent beat Wall Street on Q2 results. Earnings grew 825%, and revenues stood at 114% …
Why are The Lithium stocks Setting New Price Records? Read More »
Making only the minimum payment on your credit card every month is a good idea to avoid missed payments and paying late fees. Still, it is one of the biggest traps for anyone who wants to keep their credit score high and avoid extra charges on the credit card. If you’re reading this article, there …
Why Making Only the Minimum Payment on Your Credit Card is a Dangerous Idea? Read More »
Stocks that pay dividends are some of the most stable and reliable investments you can make. Dividend-paying companies are typically large and well-established, with a history of paying out dividends to shareholders year on year. We will see in this article that some companies consistently maintain their dividend-paying ratio for decades, along with steady growth …
Stocks That Pay Dividends – Find Out Before You Invest Read More »
Hedging in forex is a technique forex traders use to safeguard their open positions for potential losses. Essentially, hedging involves taking a second position in the market that offsets the first so that if prices move in an unfavourable direction, losses in the first position are partly or wholly offset by gains in the second. …
What’s Hedging in Forex? – The basics you need to know as an investor Read More »
Traditional automakers are making a big bet on electric vehicles. The automakers are about to lose jobs with changing technology and manufacturing processes for EV production. The upfront costs of shifting production from combustion engines to electric motors and batteries are incredibly high, as is the cost of developing a new car with no established …
Senate Democrats passed the Inflation Reduction Act granting $20 billion to invest in manufacturing more electric vehicles. New Inflation Reduction Act 2022 allocated $370 billion toward climate change and energy projects targeting to lower carbon emissions by roughly 40% by 2030. The bill included a large portion of the funds to fight against climate change. …
15 Reasons why the New Inflation Reduction Act 2022 will boost the EV market Read More »
Bonds are essentially debt instruments that corporations and governments use to raise money. When an entity issues a bond, it is essentially borrowing money from investors and agreeing to repay the loan over a specific period with interest. Governments and corporations often issue bonds to raise capital. When a bond is issued, the issuer typically …
What are Bonds in Finance? The basics you need to know. Read More »
Social Security recipients are to receive $159 extra per month by 2023, according to the Senior Citizens League, a non-partisan advocacy group. The average benefit payment for the beneficiaries will be $1656 in 2022. The Social Security cost-of-living adjustment (COLA) will be calculated using inflation readings from July, August and September by the Social Security …
Social Security recipients to get the biggest boost after 41 years! Read More »
Money and capital markets are two significant parts of the global financial structure. The money market is a trade on borrowing and lending short-term funds among governments, banks, corporations and other financial institutions. The lending periods may vary from overnight to year-long. On the other hand, the capital market is the place for trading stocks …
On 05th Aug 2022, the Bureau of Labor Statistics released the Job Report saying nonfarm payrolls increased by 528,000 in July, while the unemployment rate fell to 3.5 per cent. U.S. stock prices have shown an uptrend on impressive inflation data released on Tuesday. The price report indicates that the Federal Reserve would not have …
The US Job report and Inflation data released: Is it time to invest in stocks now? Read More »
Financial literacy is understanding and using financial information and products to make sound financial decisions. It includes knowledge about various financial topics, such as budgeting, saving, investing, credit, and retirement planning. Financial literacy should also include understanding financial instruments such as bonds, stocks, crypto, and ETFs and apply in the real world to achieve financial success. …
The new bill includes a significant tax credit for electric vehicles (EVs) as part of its climate-focused initiatives. If it comes into law, the $7,500 credit for new EVs and the $4,000 credit for used EVs could help speed up the move from gasoline to electricity. The US Senate Democrats recently released the Inflation Reduction …
CPI (Consumer Price Index) is a commonly used measure of inflation in the United States. It measures the average change in prices of consumer goods and services purchased by households. CPI data is released monthly by the Bureau of Labor Statistics in the United States. The Consumer Price Index for All Urban Consumers (CPI-U) rose …
